Our Commitment
TruCredit Capital Inc. is committed to providing fair and equal access to credit for all qualified applicants. We comply fully with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act, and all other applicable federal, state, and local fair lending laws.
Equal Credit Opportunity Act
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of:
- Race or color
- Religion
- National origin
- Sex (including gender identity and sexual orientation)
- Marital status
- Age (provided the applicant has the capacity to contract)
- Receipt of income from any public assistance program
- Good faith exercise of rights under the Consumer Credit Protection Act
Underwriting Standards
Our credit decisions are based solely on objective criteria including business cash flow, time in business, credit history, industry, and ability to repay. We do not consider any prohibited characteristic at any stage of the application or underwriting process.
Reporting Concerns
If you believe you have been discriminated against, you may file a complaint with the Federal Trade Commission at reportfraud.ftc.gov or contact us directly at compliance@businessloan.com.
Contact
TruCredit Capital Inc. Compliance Department
Email: compliance@businessloan.com