Funding Products
Three distinct capital solutions designed for businesses at every stage. Find the product that matches your needs.
Revenue-Based Funding
Payments scale with your sales. When you thrive, we move fast; when business slows, your payment scales down automatically. Perfect for businesses with consistent daily transactions.
- Payments tied to daily sales percentage
- Scales with your revenue automatically
- No fixed monthly payment stress
- Ideal for retail, e-commerce, restaurants
Asset-Backed Loans
Unlock the equity in your machinery, vehicles, or real estate. TruCredit Capital provides high-limit capital up to $1,000,000 by leveraging your physical assets as security.
- Up to $1,000,000 funding cap
- Use equipment, vehicles, or real estate
- Competitive factor rates
- Longer repayment terms available
Bridge Financing
Short-term solutions for immediate gaps. Perfect for payroll, surprise inventory buys, or emergency repairs. Get the cash you need while longer-term solutions are arranged.
- 3–12 month flexible terms
- Fast approval for emergencies
- Bridge to longer-term financing
- No prepayment penalties
Product Comparison Grid
Side-by-side comparison of all our funding products
| Feature | Revenue-Based | Asset-Backed | Bridge |
|---|---|---|---|
| Funding Amount | $5K – $500K | $25K – $1M | $5K – $250K |
| Speed to Fund | 24–48 hours | 5–10 days | 24 hours |
| Collateral Required | None | Equipment / RE | None |
| Term Length | 3–18 months | 12–60 months | 3–12 months |
| Payment Structure | % of daily sales | Fixed monthly | Fixed weekly/monthly |
| Min. Revenue | $10K/mo | $15K/mo | $8K/mo |
| Min. Time in Business | 6 months | 12 months | 4 months |
Not sure which product is right for you?
Our underwriting team will match you with the best funding solution based on your business profile.
Start Your Application